UTKS0001639 IFSC Code, UTKARSH SMALL FINANCE BANK, SANTACRUZ MUMBAI

IFSC Code of Utkarsh Small Finance Bank, Santacruz Mumbai, Maharashtra IFSC CODE & MICR CODE

UTKARSH SMALL FINANCE BANK, SANTACRUZ MUMBAI - UTKS0001639

  • Bank name: UTKARSH SMALL FINANCE BANK

Bank Address: Ground Floor Shop No.4 Arun Co-op Housing Society 7th Road Santacruz East Mumbai 400055

  • IFSC Code utks0001639
  • Bank Code UTKS
  • Bank name UTKARSH SMALL FINANCE BANK
  • Bank contact number
  • Bank branch SANTACRUZ MUMBAI
  • Bank ISO3166 Code IN-MH
  • Bank Center SANTACRUZ MUMBAI
  • MICR Code 400762014
  • State name MAHARASHTRA
  • District name SANTACRUZ MUMBAI
  • City name UBI
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for UTKARSH SMALL FINANCE BANK, SANTACRUZ MUMBAI branch is UTKS0001639, ensures that your transactions are directed to the correct branch.

How to Use UTKS0001639 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the SANTACRUZ MUMBAI branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.