UTKS0001197 IFSC Code, UTKARSH SMALL FINANCE BANK, SARAIYA

IFSC Code of Utkarsh Small Finance Bank, Saraiya, Bihar IFSC CODE & MICR CODE

UTKARSH SMALL FINANCE BANK, SARAIYA - UTKS0001197

  • Bank name: UTKARSH SMALL FINANCE BANK

Bank Address: Mauza - Shadipur,p.s - Paru,block Road,saraiya,district - Muzaffarpur,state - Bihar,pin Code - 843126

  • IFSC Code utks0001197
  • Bank Code UTKS
  • Bank name UTKARSH SMALL FINANCE BANK
  • Bank contact number
  • Bank branch SARAIYA
  • Bank ISO3166 Code IN-BR
  • Bank Center MUZAFFARPUR
  • MICR Code 842762005
  • State name BIHAR
  • District name MUZAFFARPUR
  • City name SARAIYA
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for UTKARSH SMALL FINANCE BANK, SARAIYA branch is UTKS0001197, ensures that your transactions are directed to the correct branch.

How to Use UTKS0001197 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the SARAIYA branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.