UBIN0904589 IFSC Code, UNION BANK OF INDIA, PHAGWARA

IFSC Code of Union Bank Of India, Phagwara, Punjab IFSC CODE & MICR CODE

UNION BANK OF INDIA, PHAGWARA - UBIN0904589

  • Bank name: UNION BANK OF INDIA

Bank Address: Ujager Centre,guru Hargobind Nagar,phagwara 144401

  • IFSC Code ubin0904589
  • Bank Code UBIN
  • Bank name UNION BANK OF INDIA
  • Bank contact number +911824269457
  • Bank branch PHAGWARA
  • Bank ISO3166 Code IN-PB
  • Bank Center KAPURTHALA
  • MICR Code MICR not provided
  • State name PUNJAB
  • District name KAPURTHALA
  • City name PHAGWARA
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for UNION BANK OF INDIA, PHAGWARA branch is UBIN0904589, ensures that your transactions are directed to the correct branch.

How to Use UBIN0904589 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the PHAGWARA branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.