SBIN0031449 IFSC Code, STATE BANK OF INDIA, ERNAKULAM

IFSC Code of State Bank Of India, Ernakulam, Kerala IFSC CODE & MICR CODE

STATE BANK OF INDIA, ERNAKULAM - SBIN0031449

  • Bank name: STATE BANK OF INDIA

Bank Address: Po Box No1064, Awasthi, 36382a, Chitur Road, Ernakulam,disttcochin 682011

  • IFSC Code sbin0031449
  • Bank Code SBIN
  • Bank name STATE BANK OF INDIA
  • Bank contact number +914842361031
  • Bank branch ERNAKULAM
  • Bank ISO3166 Code IN-KL
  • Bank Center ERNAKULAM
  • MICR Code 682002861
  • State name KERALA
  • District name ERNAKULAM
  • City name ERNAKULAM
  • Swift SBININBBJ40
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for STATE BANK OF INDIA, ERNAKULAM branch is SBIN0031449, ensures that your transactions are directed to the correct branch.

How to Use SBIN0031449 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the ERNAKULAM branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.