SBIN0003965 IFSC Code, STATE BANK OF INDIA, POUNI

IFSC Code of State Bank Of India, Pouni, Jammu And Kashmir IFSC CODE & MICR CODE

STATE BANK OF INDIA, POUNI - SBIN0003965

  • Bank name: STATE BANK OF INDIA

Bank Address: Dist Udhampur, Jammu And Kashmir 185203

  • IFSC Code sbin0003965
  • Bank Code SBIN
  • Bank name STATE BANK OF INDIA
  • Bank contact number
  • Bank branch POUNI
  • Bank ISO3166 Code IN-JK
  • Bank Center UDHAMPUR
  • MICR Code 185002061
  • State name JAMMU AND KASHMIR
  • District name UDHAMPUR
  • City name REASI
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for STATE BANK OF INDIA, POUNI branch is SBIN0003965, ensures that your transactions are directed to the correct branch.

How to Use SBIN0003965 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the POUNI branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.