PUNB0145310 IFSC Code, PUNJAB NATIONAL BANK, PAYAL DISTLUDHIANA

IFSC Code of Punjab National Bank, Payal Distludhiana, Punjab IFSC CODE & MICR CODE

PUNJAB NATIONAL BANK, PAYAL DISTLUDHIANA - PUNB0145310

  • Bank name: PUNJAB NATIONAL BANK

Bank Address: Kaddon Rd Vpo Payal Dist Ludhiana 141416

  • IFSC Code punb0145310
  • Bank Code PUNB
  • Bank name PUNJAB NATIONAL BANK
  • Bank contact number +911628244055
  • Bank branch PAYAL DISTLUDHIANA
  • Bank ISO3166 Code IN-PB
  • Bank Center LUDHIANA
  • MICR Code 141024210
  • State name PUNJAB
  • District name LUDHIANA
  • City name PAYAL DIST LUDHIANA PUNJAB
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for PUNJAB NATIONAL BANK, PAYAL DISTLUDHIANA branch is PUNB0145310, ensures that your transactions are directed to the correct branch.

How to Use PUNB0145310 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the PAYAL DISTLUDHIANA branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.