PUNB0103810 IFSC Code, PUNJAB NATIONAL BANK, RATNAGIRI

IFSC Code of Punjab National Bank, Ratnagiri, Maharashtra IFSC CODE & MICR CODE

PUNJAB NATIONAL BANK, RATNAGIRI - PUNB0103810

  • Bank name: PUNJAB NATIONAL BANK

Bank Address: 2/2amangesh Shanta Apt Maruti Mandir 415612

  • IFSC Code punb0103810
  • Bank Code PUNB
  • Bank name PUNJAB NATIONAL BANK
  • Bank contact number +912352223970
  • Bank branch RATNAGIRI
  • Bank ISO3166 Code IN-MH
  • Bank Center RATNAGIRI
  • MICR Code MICR not provided
  • State name MAHARASHTRA
  • District name RATNAGIRI
  • City name RATNAGIRI
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for PUNJAB NATIONAL BANK, RATNAGIRI branch is PUNB0103810, ensures that your transactions are directed to the correct branch.

How to Use PUNB0103810 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the RATNAGIRI branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.