PSIB0021276 IFSC Code, PUNJAB & SIND BANK, RATNAGIRI

IFSC Code of Punjab & Sind Bank, Ratnagiri, Maharashtra IFSC CODE & MICR CODE

PUNJAB & SIND BANK, RATNAGIRI - PSIB0021276

  • Bank name: PUNJAB & SIND BANK

Bank Address: Infinity Plaza,siddhivinayak Nagar,salvi Stop,ratnagiri Mh 415612

  • IFSC Code psib0021276
  • Bank Code PSIB
  • Bank name PUNJAB & SIND BANK
  • Bank contact number +912352223077
  • Bank branch RATNAGIRI
  • Bank ISO3166 Code IN-MH
  • Bank Center RATNAGIRI
  • MICR Code 415023051
  • State name MAHARASHTRA
  • District name RATNAGIRI
  • City name RATNAGIRI
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for PUNJAB & SIND BANK, RATNAGIRI branch is PSIB0021276, ensures that your transactions are directed to the correct branch.

How to Use PSIB0021276 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the RATNAGIRI branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.