PSIB0000176 IFSC Code, PUNJAB & SIND BANK, JOSHIMATH

IFSC Code of Punjab & Sind Bank, Joshimath, Uttarakhand IFSC CODE & MICR CODE

PUNJAB & SIND BANK, JOSHIMATH - PSIB0000176

  • Bank name: PUNJAB & SIND BANK

Bank Address: Upper Bazar Joshimath, Distt. Chamoli, Uttarakhand - 246443

  • IFSC Code psib0000176
  • Bank Code PSIB
  • Bank name PUNJAB & SIND BANK
  • Bank contact number +911389222115
  • Bank branch JOSHIMATH
  • Bank ISO3166 Code IN-UT
  • Bank Center CHAMOLI
  • MICR Code 246023151
  • State name UTTARAKHAND
  • District name CHAMOLI
  • City name JOSHIMATH
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for PUNJAB & SIND BANK, JOSHIMATH branch is PSIB0000176, ensures that your transactions are directed to the correct branch.

How to Use PSIB0000176 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the JOSHIMATH branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.