IOBA0003486 IFSC Code, INDIAN OVERSEAS BANK, BIHARIA GURUDASPUR

IFSC Code of Indian Overseas Bank, Biharia Gurudaspur, West Bengal IFSC CODE & MICR CODE

INDIAN OVERSEAS BANK, BIHARIA GURUDASPUR - IOBA0003486

  • Bank name: INDIAN OVERSEAS BANK

Bank Address: Village Gurudaspur,c/o Banshibadan Baiswas,po Rajnagar,ps Hariharpara,murshidabad Dist,west Bengal - 742175

  • IFSC Code ioba0003486
  • Bank Code IOBA
  • Bank name INDIAN OVERSEAS BANK
  • Bank contact number +912025665822
  • Bank branch BIHARIA GURUDASPUR
  • Bank ISO3166 Code IN-WB
  • Bank Center MURSHIDABAD
  • MICR Code MICR not provided
  • State name WEST BENGAL
  • District name MURSHIDABAD
  • City name MURSHIDABAD
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for INDIAN OVERSEAS BANK, BIHARIA GURUDASPUR branch is IOBA0003486, ensures that your transactions are directed to the correct branch.

How to Use IOBA0003486 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the BIHARIA GURUDASPUR branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.