IOBA0001613 IFSC Code, INDIAN OVERSEAS BANK, KALOOR

IFSC Code of Indian Overseas Bank, Kaloor, Kerala IFSC CODE & MICR CODE

INDIAN OVERSEAS BANK, KALOOR - IOBA0001613

  • Bank name: INDIAN OVERSEAS BANK

Bank Address: 36 By 2214 Raphaels Kaloor Kadavanthara Road Kaloor Junction Kochi Pin 682017

  • IFSC Code ioba0001613
  • Bank Code IOBA
  • Bank name INDIAN OVERSEAS BANK
  • Bank contact number 25114289
  • Bank branch KALOOR
  • Bank ISO3166 Code IN-KL
  • Bank Center ERNAKULAM
  • MICR Code 682020009
  • State name KERALA
  • District name ERNAKULAM
  • City name KALOOR
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for INDIAN OVERSEAS BANK, KALOOR branch is IOBA0001613, ensures that your transactions are directed to the correct branch.

How to Use IOBA0001613 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the KALOOR branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.