IOBA0001477 IFSC Code, INDIAN OVERSEAS BANK, LUDHIANA RAHON ROAD

IFSC Code of Indian Overseas Bank, Ludhiana Rahon Road, Punjab IFSC CODE & MICR CODE

INDIAN OVERSEAS BANK, LUDHIANA RAHON ROAD - IOBA0001477

  • Bank name: INDIAN OVERSEAS BANK

Bank Address: B By 32 By 201 Rahonroad,ludhiana Pin 143601

  • IFSC Code ioba0001477
  • Bank Code IOBA
  • Bank name INDIAN OVERSEAS BANK
  • Bank contact number 2630550
  • Bank branch LUDHIANA RAHON ROAD
  • Bank ISO3166 Code IN-PB
  • Bank Center LUDHIANA
  • MICR Code 141020008
  • State name PUNJAB
  • District name LUDHIANA
  • City name LUDHIANA
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for INDIAN OVERSEAS BANK, LUDHIANA RAHON ROAD branch is IOBA0001477, ensures that your transactions are directed to the correct branch.

How to Use IOBA0001477 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the LUDHIANA RAHON ROAD branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.