IOBA0000824 IFSC Code, INDIAN OVERSEAS BANK, R O ERNAKULAM

IFSC Code of Indian Overseas Bank, R O Ernakulam, Kerala IFSC CODE & MICR CODE

INDIAN OVERSEAS BANK, R O ERNAKULAM - IOBA0000824

  • Bank name: INDIAN OVERSEAS BANK

Bank Address: Post Box No 2384 Door No Nil,vettukattil Buildings,jos Junction,mgrd,ernakulam,kochi 682016

  • IFSC Code ioba0000824
  • Bank Code IOBA
  • Bank name INDIAN OVERSEAS BANK
  • Bank contact number +914428584896
  • Bank branch R O ERNAKULAM
  • Bank ISO3166 Code IN-KL
  • Bank Center ERNAKULAM
  • MICR Code MICR not provided
  • State name KERALA
  • District name ERNAKULAM
  • City name KOCHI
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for INDIAN OVERSEAS BANK, R O ERNAKULAM branch is IOBA0000824, ensures that your transactions are directed to the correct branch.

How to Use IOBA0000824 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the R O ERNAKULAM branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.