HPSC0000447 IFSC Code, HIMACHAL PRADESH STATE CO-OPERATIVE BANK, RATNARI

IFSC Code of Himachal Pradesh State Co-operative Bank, Ratnari, Himachal Pradesh IFSC CODE & MICR CODE

HIMACHAL PRADESH STATE CO-OPERATIVE BANK, RATNARI - HPSC0000447

  • Bank name: HIMACHAL PRADESH STATE CO-OPERATIVE BANK

Bank Address: Ratnari Tehsil Kotkhai Pin 171225

  • IFSC Code hpsc0000447
  • Bank Code HPSC
  • Bank name HIMACHAL PRADESH STATE CO-OPERATIVE BANK
  • Bank contact number +911783275801
  • Bank branch RATNARI
  • Bank ISO3166 Code IN-HP
  • Bank Center SHIMLA
  • MICR Code 171311044
  • State name HIMACHAL PRADESH
  • District name SHIMLA
  • City name KOTKHAI
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI Yes
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for HIMACHAL PRADESH STATE CO-OPERATIVE BANK, RATNARI branch is HPSC0000447, ensures that your transactions are directed to the correct branch.

How to Use HPSC0000447 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the RATNARI branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.