HDFC0003074 IFSC Code, HDFC BANK, MALOUD

IFSC Code of Hdfc Bank, Maloud, Punjab IFSC CODE & MICR CODE

HDFC BANK, MALOUD - HDFC0003074

  • Bank name: HDFC BANK

Bank Address: Opp.obc,main Road,vpo Maloud,teh.payal,ludhiana Punjab 141119

  • IFSC Code hdfc0003074
  • Bank Code HDFC
  • Bank name HDFC BANK
  • Bank contact number +919815331111
  • Bank branch MALOUD
  • Bank ISO3166 Code IN-PB
  • Bank Center LUDHIANA
  • MICR Code 141240044
  • State name PUNJAB
  • District name LUDHIANA
  • City name LUDHIANA
  • Swift HDFCINBB
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for HDFC BANK, MALOUD branch is HDFC0003074, ensures that your transactions are directed to the correct branch.

How to Use HDFC0003074 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the MALOUD branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.