HDFC0000430 IFSC Code, HDFC BANK, RATNAGIRI

IFSC Code of Hdfc Bank, Ratnagiri, Maharashtra IFSC CODE & MICR CODE

HDFC BANK, RATNAGIRI - HDFC0000430

  • Bank name: HDFC BANK

Bank Address: Showroom No 3,mangesh-shanta Apt, Near Maruti Mandir,ratnagiri Maharashtra 415639

  • IFSC Code hdfc0000430
  • Bank Code HDFC
  • Bank name HDFC BANK
  • Bank contact number +919890603333
  • Bank branch RATNAGIRI
  • Bank ISO3166 Code IN-MH
  • Bank Center RATNAGIRI
  • MICR Code 415240003
  • State name MAHARASHTRA
  • District name RATNAGIRI
  • City name RATNAGIRI
  • Swift HDFCINBB
  • IMPS No
  • NEFT No
  • UPI No
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for HDFC BANK, RATNAGIRI branch is HDFC0000430, ensures that your transactions are directed to the correct branch.

How to Use HDFC0000430 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the RATNAGIRI branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.