ESMF0001138 IFSC Code, ESAF SMALL FINANCE BANK, CHENGALAM EAST

IFSC Code of Esaf Small Finance Bank, Chengalam East, Kerala IFSC CODE & MICR CODE

ESAF SMALL FINANCE BANK, CHENGALAM EAST - ESMF0001138

  • Bank name: ESAF SMALL FINANCE BANK

Bank Address: Room No 292,ground Floor,st Antonys Shopping Complex,chengalam Paiga Road,kottayam District.pin 686585

  • IFSC Code esmf0001138
  • Bank Code ESMF
  • Bank name ESAF SMALL FINANCE BANK
  • Bank contact number +918589002105
  • Bank branch CHENGALAM EAST
  • Bank ISO3166 Code IN-KL
  • Bank Center CHENGALAM EAST
  • MICR Code 686760304
  • State name KERALA
  • District name CHENGALAM EAST
  • City name KOTTAYAM
  • Swift Swift not provided
  • IMPS No
  • NEFT No
  • UPI Yes
  • RTGS No

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for online fund transfers. The IFSC code for ESAF SMALL FINANCE BANK, CHENGALAM EAST branch is ESMF0001138, ensures that your transactions are directed to the correct branch.

How to Use ESMF0001138 for Transactions?

  • NEFT: Use the IFSC code to transfer funds quickly to accounts in other banks.
  • RTGS: For high-value transactions, the IFSC code ensures your payment is processed instantly.
  • IMPS: The IFSC code allows 24/7 fund transfers, including weekends and holidays.

What is a MICR Code?

The Magnetic Ink Character Recognition (MICR) code is a 9-digit code used for processing paper-based transactions, such as cheques. For the CHENGALAM EAST branch, this code complements the IFSC code for efficient banking operations.

Benefits of Using the Correct IFSC Code

  • Accuracy: Ensures your funds are directed to the right branch.
  • Security: Prevents fraudulent transactions by uniquely identifying each branch.